Especially with Roofers, who have the most injuries in the trades, Their Worker's Comp number in CA was 80 IIRC (80%) which means that for every $10 dollars they paid an employee they had to pay another $8 into the fund.

A little proactive education can easily prevent injuries and damage in some circumstances, but you should generally cue off of innocuous questions or comments, rather than making assumptions, unless a caseworker has suggested they would be unfamiliar.

An LLC is really to help protect you and your assets in case of a accident or the liability of injury occured on or in your rental. 

For these I'd warn that you get what you pay for, it's self-inflicted injury to jump into a 0-split brokerage and expect a whole ton of things from them, the less $ they take, the less $ they have to work with, or provide things, it's just simple.As far as best place for investor activity, connections, opportunities, hands down my brokerage is #1 in the U.S. but you hear little talk about it because we are all too busy doing things.

Think about: theft of materials from site, bodily injury to contractor's employees (not covered by his Liability Insurance), does the contractor carry workman's comp...Rather than worry YOU NEED A BROKER WHO ADVISES.

There are injury risks that come with remodeling a home that a DIY person may be unaware of (asbestos, mold, lead based paint, using power tools properly, etc)3.

Tell her "I understand these things happen, and I'm sorry to hear about your injury.

.- Clients that want to add items to a Punchlist- Clients that don't pay for change orders- Dealing with the labor department- Liability related to asbestos- Liability related lead based paint- Liability related to electrical compliance- Liability to warranty the work- Liability for worker injuries- Training for safety meetings and other regulatory compliance- Insurance to cover liabilitiesIn the short run, it may seem cheaper to be your GC.

I am also concerned about tenants’ own handyperson; which party will be liable for possible injury, damages to the property, or bills for the job?

There is commercial general liability listed of $1M per occurrence and General Aggregate of $2M and Personal and Adv. injury of $1M.