That being said, Eric, what was the rate on the "$190,000 before you refinanced and consolidated them with the HELOC.

The property management companies have been consolidating in Georgia, recently.

Once out of default, consolidate to lower the interest if possible.

Debt consolidation?

I'm looking to consolidate all of my current mortgages.

Last year I re-fi'd and consolidated my loans, they are at a low enough interest rate.

To Whom it May Concern,I am pulling equity out of this property to consolidate debt, improve the subject property, and have funds available should another real estate opportunity present itself. 

The startups that have tried have achieved very modest to no success and have offered little value (zillow, Trulia, et. al), hence the consolidation (zillow merging with Trulia).  

I consolidated about 5-6 years ago.

Basically she determined that there were millions of places that you could camp (including people's yards), but no consolidated place to find them all.