All the time we hear from consumers that they think we misrepresented the size and we just put it back on the government.

Fair Credit Reporting ActA consumer protection law that regulates the disclosure of consumer credit reports by consumer/credit reporting agencies and establishes procedures for correcting mistakes on one's credit record.fair market valueThe highest price that a buyer, willing but not compelled to buy, would pay, and the lowest a seller, willing but not compelled to sell, would accept.Fannie Mae (FNMA)The Federal National Mortgage Association, which is a congressionally chartered, shareholder-owned company that is the nation's largest supplier of home mortgage funds.

This is a more time consuming process because time and work needs to be done to fix up the home and money needs to be invested into rehabbing. 

And that's probably to do with it being customary vs actually that time consuming...

There are more billionaires now than in 2016 so it would be time consuming for me to determine what percent of them had significant RE holdings.The top of the billionaire list is full of entrepreneurs as you indicated but in 2016 just over 10% of the billionaires had significant RE holdings. 

Profit has to be made in order for those products and services to continually be offered, improved and consumed. 

Our priorities changed and I have been ravenously consuming FIRE media for the past year.

That is a difficult and time consuming process, and just a small part of the value us list providers offer.

While I don't have a lot of concrete achievements I can point to (due to only being 17) I scored a 32 on the ACT, and have been able to refine my networking abilities through myriad professional development events in my community over the last two years.I've been reading and consuming as much as I can from Bigger Pockets for years.

If your net monthly positive cashflow is 2.5x your personal housing expense plus all other non-mortgage consumer monthly debt obligations, and you are buying cashflow positive real estate, you can get a normal Fannie loan.