Don't let one bad apple spoil the bunch!

Most companies should be able to show a projection what your investment may look like after 7 years (keep in mind   you may not be comparing apples to apples if one sponsor is less conservative in their projections than the other). 3.

HELOC will actually probably offer the overall lower monthly payment as although the rate is higher, 75k would be IO.  

Do you know if there are IO options and is there someone or some company locally where I begin my search?

Sure there are good apples in the bunch but the risks of those bad apples are so high, it really makes me scratch my head.

Here's what we do for your reference:Employer & Income Verification via paystubs (or tax returns) and phone call.Landlord verification via callCredit and background checkPictures of all petsCopy of drivers licenseNo evictions or broken leaseThat usually weens out the bad apples. 

Been asked on BP a million times...... quick raise to market or slow raise....no "right" answer....Its a balance..... big rapid jump often induces turnover...... and turnover costs $$ in the short term (rehab cost vacancy etc) but cant pay off in the long run..... getting to market faster recoups that expense for the rehab and vacancy etcSlow, smaller increase keep the tenant and reduced the short term expenses but doesn't maximize the return over the long haul necessarily......As stated before....make sure you are comparing apples to apples..... a lot of new landlords think their old beat up place will rent for the same as the nice new places just because its the same bedroom/bath/sq footage as the ones they looked up......Do they math.... if you can rehab it cheap and quick and jump up a lot to market, then you make you $$ back fast...... but don't fool yourself into thinking that always happens

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For sake of clarity, this $128Bn is cash (or cash equivalents in accounting terms) owned by Berkshire Hathaway, not the individual himself, and really isn't that exciting of a number when you consider a company like Apple, for example, is holding nearly triple this amount in CCE's.

One rancid apple spoils the whole barrel if we don't know who the bad apple is.