Best way to pull equity from primary residence
I have roughly $100k in equity, and a 3.375% 30-year rate. Is there a good strategy to most efficiently pull about 75k out to buy some SFH? I'm wondering is banks ever modify mortgages without a bunch of added costs. Also, how do you feel about the opportunity cost of leaving equity in vs. probably increasing the rate and term to current rates for another 30-yr?