DSCR only requires that the rents be equal to or greater than the PITI payment or the ITI payment if you go I/O interest only.You can use DSCR for a cash out refinance, Purchase and even a "Rate and term" which is when you want a lower rate or get out of a HML - Hard Money Loan, Balloon payment, Adjustable rate getting ready to expire/adjust (Recast).

Rising intereste rates will f'ing kill you. short term sure bets is what you use adjustable short term money for...happy educating my friend!

As long as you are willing to take some risk on the interest becoming adjustable after the 5th year.

Or have them come back to you with a “things have changed” adjustment to the rate/costs after you choose them.  

There are windmill blades from Colorado being stored on her land in Colorado.

., if you “actively participate” in the activities (requiring less participation than “material participation”) and if your adjusted gross income doesn’t exceed specified levels.If you’re a qualified real estate professional, then your rental activities aren’t immediately considered passive.

Seems like adjusting lead strategies will be the next tweak.

This is further confirmation of that, because MM never even adjusted my rates in the first place and now it's impossible to turn off.

This does involve more work and your strategy might adjust slightly but it can be a good fit if it's a bunch of nurses, tech workers, blue-collar etc...

In my example of a $1m building, the taxpayer recognizes $1m of gain, much of that ordinary, and then maybe gets a $100k depreciation adjustment on the outside....so they are getting nailed with $900k of mostly ordinary income.