He keeps telling me he has the quote ready but never sends it!

For example, we need proof of renters insurance and proof they put electricity in their name.So, it seems odd that you are accepted but they keep wanting more information. 

You're feeding 2 dogs with one biscuit by taking care of your living expenses and generating rental income at the same time, and by living in the house and keeping it to 4, you generally get exemptions on things that might bother you to live with (IE you can choose whomever you want as your tenants without running afoul of fair housing laws).

Thriving financially is one aspect; the human side keeps people engaged and loyal.Do expectations vary by property type or asset class?

Keep it short and respectful of their time, and offer to meet in person if they’re open to it.Join Tacoma-specific Facebook groups.

I will be keeping in touch as I become more active here.

Starting with an owner-occupied duplex is a great way to get into real estate investing while keeping things manageable.

Best practice is to keep one or two payments in reserve from the buyers down payment for such instances.

Are there particular challenges or opportunities unique to Indianapolis I should keep in mind?

I keep beating this to death but I think they are overcharging at least 15 hours if not 20 hours.   5 hours?