Both cater to businesses with high transaction volumes and often customize services for clients who need frequent wires and robust credit options.Ultimately, your choice might depend on the frequency of foreign wires versus domestic ones and how much value you place on credit card perks.

There might be some hoops to get through with conventional financing with your income situation, but if that doesn't work, you could use a debt service loan.

These are all services that investors and homeowners will and do pay for so you're on the right track.

If it's going to continue to be a 3 unit building, it would make sense to add another service.

I look for cashflow to service the debt, repairs, cap ex, taxes, and insurance while the equity grows, my taxes are decreased, and rents are increased to make more cashflow. 

Yes, I'm a Property Manager in the greater Phoenix area.We are a mid-size property manager, large enough to have great tools and support but small enough to provide personal service.

You can always leverage rentals within their ability to service the debt. 

I own five (5) service franchise locations with 53 employees. 

Purchase price: $2,800,000 Cash invested: $560,000 The property is a three-story multi-family residential building with six independent units, initially facing significant challenges due to poor conditions.Renovation Investment Summary:- **Structural Repairs:** $250,000- **Kitchen Modernization:** $100,000- **Bathroom Updates:** $50,000- **Exterior Improvements:** $100,000- **Holding Costs:** $50,000- **Property Taxes:** $30,000- **Insurance Costs:** $10,000- **Management Services:** $10,000

It blows my mind that you can actually start and operate a legitimate business in the US without telling the government (not the public) the name and address of the owner.