I would like to build a craftsman or bungalow style, Recorded in the Domesday Book of 1086 as Latune, Latham became synonymous with rural land awash with barns and farmland.

Hard money lenders, traditional lenders, private money lenders... 

For example, does it cover which areas are common areas versus private ones?

Private money How did you add value to the deal?

Down Payment Assistance: Proposed up to $25K in down-payment support for 1st-time homebuyersMarket implications under Harris include potential stabilization of home prices through increased housing stock, enhanced affordable housing options, reducing competition in rental markets with a greater focus on urban development and rental price controls.Savvy investors may want to focus on affordable housing opportunities and urban renewal projects under a Harris administration.Former President Trump will likely focus on deregulation and private sector growth, emphasizing market-driven solutions and reduced government intervention.

Luckily I had lines of credit and private lenders I could tap into.

The older parts of the city will have this type of housing as the newer portions will have more traditional family-style living.

They aren't that expensive depending on the style and design of the kitchen.So locally here in Western WA there are always companies closing out slabs of granite or quartz really cheap.

A minimum of 10-15% down is required though Thanks, sent a private note to learn more.   

However, depending on your loan type, if you put less than 20% down, you may have PMI (private mortgage insurance) which will make your monthly payment higher by up to a couple hundred dollars.