And yet, I still bought 5 tickets... at least it was with a pool of 30 people - 150 chances to win, albeit maybe a mere 7 mil instead of 200.

LOL Point well taken but I have a question for you...I will be happy to list a banner for this site, viewable in mere minutes, IF... you are so kind to add my banner/link?

Or is it merely stripped from the homeowner's file, but the balance still needs to be paid?

Con: I break out into hives at the mere suggestion of paperwork.Pro: Most of this "paperwork" has to be fillable online forms anymore with little yellow highlighted areas and bouncing red pointers that I just "auto sign", right?

Stay away from the “guru” sales-pitch events - they rarely increase your investment knowledge, they merely empty your wallet!

But I have read that umbrella insurance covers not just the policyholder, but also other members of his/her family or household. 

If you are worried about the liabilities surrounded with purchasing the property under your own name, you can increase the limits on your insurance policy similar to what @Brian Ellis said for a relatively low cost - especially for general liability.As per @Benjamin Haberman's approach, purchasing an umbrella policy will offer you much more protection than merely increasing the limits on your primary policy, however this will come at a premium price.Both solutions are viable; it just depends on your risk appetite and annual insurance cost your comfortable paying.

lol, i think so too.. i called up Airbnb support to clarify and they also said that they don't do any such things.. however the searches sometimes do have a complex algorithm running behind ...however just merely clicking the listing link  and not ending up booking couldn't possibly set me up for failure...

Otherwise, an offer has not been made.Therefore, MHI seeks HUD’s concurrence that the following activities when performed by a manufactured housing retailer or salesperson do not rise to the level of an offer under the SAFE Act.The mere sharing of general information about a financing source, such as available financing.Acting as a passive conduit between the home buyer and the financing source without engaging in specific discussion of financing options from a particular funding source.Discussing hypothetical financing options.Presentation of a spectrum of options.Giving the home buyer a list of available financing sources without recommending any of the sources.Communicating Directly or Indirectly with a Borrower for Purpose of Reaching an Understanding about Prospective Loan Terms.

The judge sided with the bank because the law requires any credit agreement to be in writing but the homeowner is suing on that separately.Another thing that muddied things up for me re the involvement of the 2nd mortgage lender was the fact that in the original Lis Pendens, the case referred to a 2004 2nd mortgage of $390K as the 2nd mortgage.