I am aware that the option  to consult with an attorney exists.

An insurance broker explained this to me in the past as the law of  large numbers which suggests if a a carrier has significant enough exposure in a market the probability of claims arising will be more consistent with probabilities calculated in their underwriting than a when a smaller sample size were to exist.

I've been investing in the stock market for 30+ years, but am at the point where I'm ready to diversify more into real estate.I've been lurking on the forums here for quite some time and I am amazed at the value of the posts and level of knowledge that exists here.

Also, how does this anonymity strategy prevent a claim from being filed in the event a liability event were to exist? 

The big picture is that the State of Florida said in a ruling, If a municipality didn't already have a pre-existing rule regarding short term rentals as of 2011, then the municipality cannot ban STRs. 

A good friend of mine in Tampa got his claim rejected for “pre-existing” damage, but because he had photos and videos taken just before the storm, he was able to prove otherwise and get his claim approved.File Your claim Immediately:In Florida, you have only 7 days to report a claim after discovering damage, so move fast and keep a detailed log of every interaction-every phone call, email etc.

For entities that existed prior to January 1, 2024 the deadline is December 31, 2024.   

they don't have to do actually do anything, merely exist.

One of the hardest part of the MTR strategy is dealing with the emotional roller coaster that exists when a listing is about to open up again. 

. - can you clarify how you implement RUBS with existing tenants, especially ones that have been in the building for years?