1/2 tax free from the primary residence exclusion and the remainder you can 1031 tax deferred into another investment property. 

As a side note—Mindy Jensen if you could do a Money Podcast exclusively about college costs, that’d be awesome!

There are 2 rules to qualify for a Section 121 Primary residence exclusion- Occupancy and OwnershipOccupancy needs to be met by both partners to qualify for the full $500k exclusion, ownership only needs to be met by 1/2 to qualify for the $500k section 121 exclusion.

I know a commercial real estate agent who says he has leads for me, but he wants me to sign an exclusive agreement with him before he shares them with me.

I currently have no debt, $67k income, 6k saved, 800 credit, first time homebuyer in Texas, and I would live 100% exclusively in that home without renting to anyone else, thus living alone.

If it’s their primary, and they want to use the 1031 exclusion, they need to wait til December to close.

The more established the better, I might also recommend things that aren't designed exclusively for rent and are designed for a wide variety of C2C B2C and C2B payments more along the lines of Zelle etc.

@Moises Suazo As you know I pretty much exclusively do rent to own.

And never sign an exclusivity agreement with any broker or agent.

Never sign an exclusivity agreement with any broker or agent.