I know there are websites online, but I'm not 100% of their accuracy.

Your loan officer is a slacker.Before I even send it to underwriting, as a standard thing every single time I will write the LOE (letter of explanation) for my clients listing every address on their credit report, and just shoot it to them for a signature after "checking for accuracy" (I send it as a word doc, so if they want to tell their life story or whatever when they are "checking for accuracy," they are welcome to).All random addresses appearing: " - I lived here from _________ to _________."

Correct me if I'm off base, but I don't see how this approach to performing a walk-though ensures the validity and accuracy of the marks identified on the inspection report.

Bad Credit Real Estate Investor - Bad Credit Real Estate EntrepreneurI've title this "bad credit real estate investor bad credit real estate entrepreneur"Let's talk about where you need good creditTo get a car loan, to get an FHA loan or conventional loan, even to get a good job with the US government, your credit report is important.There are two ways to improve your FICO score, get rid of negative marks, and to put new positives on.To get old bad marks off, I would study on the http://FTC.gov site the "Fair Credit Reporting Act", which basically says that you can contest any mark on your credit report.Ask them to investigate its accuracy, and from there, the creditor or reporter to the credit reporting agency that has the negative mark has a reasonable amount of time to do two things: one, check for its accuracy and to report its findings to the credit bureau, which are three companies.

I subcategorize each repair item for accuracy. 

@Alli McGee I just started playing around with all that is there, which is a lot, and on the rental calculator I put in several of my managed properties and noticed very considerable variances from rents we are actually getting, upwards of 30%+ deviation in accuracy. 

They do have some nice tools but, like you I wonder about the accuracy of some of them.

Tim Thornton I looked at AirDNA but have read various opinions about the accuracy of that so I also spent time looking at other short term rentals on the west side and talking with a good friend and fellow agent who has a fourplex she does short term rentals with nearby.

Also, none of these (with the exception of Vacancy) scale linearly with gross rental income, so if you can forget about calculating them with any sort of accuracy as a percentage of rent ...

Buying through the MLS does not provide any advantage.The advantage comes from speed and accuracy.