Quote from @Josh Deschene: Hello All,This is my first post and I will try to summarize as clearly as possible.

It’s crucial to ensure that your cash reserves can cover not only the mortgage but also unexpected expenses during the remodel.The 30% housing rule is a helpful guideline to avoid overextending yourself, and ideally, you should be comfortable with your monthly housing costs even without rental income.

It’s awesome to see your excitement @Joe —this journey can truly be life-changing.As someone who started out while serving in the military, here’s some advice I wish I had early on: take action, even if it’s small.

They are also based in the US so this is a good option for many. 

Joining ULI/NAIOP in your local city could help too.

don't worry about when you hit 21.hope that helps

Would love to connect and help you with finding some on/off market deals and introducing you to property managers.

These stories can help others make better insurance decisions before they need it.

First, and i don't know why nobody else is catching this, you MUST go directly to your broker, sit down and discuss all this with them. 

I appreciate any assistance with this matter.