A large number of the homes were unofficially converted into duplexes in the 90s/00s (though kept as SF in the official zoning).

I would consider selling, i’m not necessarily saying you should, BUT only hold if you have a very strong belief in the appreciation of this property. 

I’m interested in the replies as I’m in a similar position.

Sounds like you’ve built some incredible experience in the investment space.

Check the forums here on BP for a place near Augusta. 

Best, Joe

Somewhere in the middle is likely your best bet for a 20 year timeline.I have almost 50 units here myself and that's about what my portfolio is cash flowing at this point combined LTV is around 65% as loans have gotten paid down and values have went up.

Quote from @Karolina Powell: I have a side by side duplex built in the late 1800s and the tenant is constantly complaining about the noise from next door. 

Hi Simon, It will be very tough to find a lender that can do below a $75k loan amount to a foreign investor.

You are still going to get the best rate possible with your significant down payment and with good credit I'm assuming.