The last one told me I'd likely pay a small fortune for this policy. 

My husband was paying our bookkeeper $450/month to do our books (for a small number of properties!!)

Don’t think people who bought homes 20 years ago in areas where the value of their home hasn’t risen will have much sympathy for people who are losing a small part of their 200% price gain on their ho,e purchase of 4 years ago.   

I'm a super small time investor.

I love living in a small community!

Hey @Krissi Miramontes Small world, I have a former client in Fair Oaks, or at least her business is there.

With the proceeds we later purchased two properties the same month, one with FHA loan 5% down and received a closing credit of $8k plus a $2k check made out to us after closing.

Factors that affect hourly rate Job complexity: More complex jobs may cost more.Handyman's experience: Less experienced handymen may charge less.Region: Some regions have higher labor rates.Minimum charge: Some handymen may charge a minimum fee for small jobs.Mileage: Some handymen may charge a mileage fee for jobs outside their service area.What to expect to payA handyman may charge between $35 and $80 per hour.

Financing might be a challenge.I would recommend consulting with a attorney, loan officer, and CPA to discuss your specific situation and determine the best course of action. 

@Kwanza P.Leveraged means using a loan (leverage) to buy the asset.