We consider it at 125% of face value.So we treat $1000 of tax free income the same as $1250 of W2 taxable income.Something else you could consider, that we as lenders do not consider, is that her retirement income is probably more stable than typical W2 income.

City to City and State to State, this is truth, you get what you pay for. you want high cash flow buy in low income areas you want stable renters with out that great cash flow buy in batter ares. and yes Pueblo as them both.  

I was wondering what people thought of Trenton today and whether the prospects for the town are improving , declining or stable from your perspective as an investor.

Also a 20% down payment is common for a stable B class property.

I'd recommend starting with single families, you'll have stable tenants who will hopefully stay there long term.3.

If market cap is 7%, then we want to have our property stable at an 8.5-9% cap.

This is a good option if you have good credit, stable income, and a good amount of savings.

I really like the idea of buying a property and getting some stable cash from it, that is why I am thinking a multifamily property will work great for me.

A good triplex should feel like almost no work once it is stable. 

Jason, A real estate market that just suffered a major hurricane is not your standard, run-of-the-mill stable market.