What is your criteria for screening RETIRED applicants

[Carolina E.]

Hi BP. Regarding retired applicants, do you still have to keep with the same qualifications? Do you keep with the 3x income?  I have an applicant that only has social security coming in and said they recently sold their home and have money in the bank.  Can you legally qualify retirees differently, since it is based on income not necessarily age?   Side note: They said they have a 800 credit score and are currently paying more a month.