Focus on deal analyzing so that you know what constitutes a "Deal" to you. 

If you play around with my DSCR pricing engine link in my profile's bio you'll see that the difference in rate for 680 vs. 780 is about 100 bps.Most lenders have brackets for about every 20 points or so.  680-699, 700-719, etc.

You purchased in 2020 so you're experienced in high-demand, competitive markets.

But with my situation, I’m switching jobs so I’d prefer to wait to know where I work before I get place to live for a year.

So here are our results and pace report so far:December (2.5%) actualJanuary +2.6% actualPace:Feb  (17.56%)Mar  (11.9%)Apr +13.4%May +41%Jun +7.6%Jul  +14.9%Aug  +9.9%So as of right now, it appears that 2025 will be below last year in Q1, but is pacing to be above last year for Q2 and Q3. 

So think of it as the total cost of borrowing money. 

So you are averaging $2k/mo for rent across your portfolio?

This number carries over into the two replacement properties.You don't mention capitalized improvements so I have to assume that your adjusted cost basis in the relinquished property is $230k. 

It is a google sheets file so you will have to download google sheets and make your own copy of it so you can edit it.

Hello,New investor here. 25 years old and Ive learned so much in the past year from watching bigger pockets.