I also had frozen pipes this past weekend.

The door wasn't the main problem- someone left a window open, so by the time management got there the next day, the whole house was frozen solid.

Our HELOC also got frozen back then, so we couldn't borrow against it anymore and do the same process again, which paused our investing for a few years.Good luck!

Hey Gary,What I do is simply have your escrow officer request a payoff in the form of a "frozen demand" to the holder of the HELOC.

Steven - The ground here in Denver is a bit more solid than it is in Houston, AND a bit more frozen this time of year.

For your heating system, again make sure there are no drips at any unions, or frozen vents that allow water to pass.

There will be a few nights each winter where I have to keep heat on and a little water running to prevent frozen pipes, but I don't really let the arrival of winter change things too much.

The only valid concern would be if you are afraid that your HELOC(s) may be frozen, but in my case, even if that happens I still have credit cards with substantial limits I could use for emergency repairs.

Get in there and fix some frozen pipes, start with a hair dryer and graduate to a space heater, or (like I did) take your wife's favorite 'fancy' electric fireplace and drag it into the crawl space dirt to thaw the main floor P trap under their tub because you have no options and nothing is draining4.

Nothing really in general business (one contract question is basic business stuff).Can you bake cookies or just put frozen blobs on a try and put them in an oven?