@Robert FritscheI live here in Las Vegas and work part time as a Realtor, a couple pieces of advice I would give with Condos or any HOA for that matter is to read the CC and Rs before purchasing.

Another easy way is to get a secured CC.

depends on the lender but these days there are fewer and fewer who will let you do it.it causes too many problems: from creating a "rob peter to pay paul" situation, to the opposite of the spectrum people using CC to pay their mortgage and earn points.

Cc debt is $15K.Soon to be ex and I have agreed to sell our house.  

I think there's skinny FIRE, medium and fat.Medium to me means I still am conscious of cost and value, but don't need to acquire cc cattle hacking travel miles, clip  coupons, shop at grocery outet or to be concerned about my theater, concert, sports games, restaurant or movie budget.  

If you have a bunch of bad CC debt or something it's probably best to pay it before going in on another place.

I watched it until it dropped to 249K then was able to negotiate a purchase price of 233K with seller paid CC.

Build up your credit (do you even have a CC at 17) and start applying for job opening you see.

Most of the ones I've found so far are in C+, C- areas in my area.

Not sure, but my wife needed this and we did one with the local big bank, deposit $300 and they give you a $300 limit CC.