For example, we mostly do student rentals in Eugene, OR and the banks lend on the appraised value but take the total rent (which is by the room) to account for DSCR.If you're asking about a DSCR lender who lends on income and doesn't look at appraised value, I can't help you there unfortunately. 

I previously worked with a contractor to help with permits and drainage since there’s a possible wetland issue, but unfortunately things fell through between us and I didn’t make progress. 

Account ClosedI think it is pricing unfortunately.

Unfortunately there is really no checklist.

I personally believe the positives of FHA financing far outweigh the perceived liability exposure many caution of and its one of the few circumstances where I wholeheartedly believe investors should prioritize FHA financing over purchasing properties in an LLC. 

I see and unfortunately your options will be more limited. 

In some circumstances the NTQ goes from 5 days to 30 days (things like lapse of time evictions).

Unfortunately, we do not have the manpower or budget to send them after every turnover, and frankly, we shouldn't have to.

Unfortunately Calif is a horrible place to be a landlord. 

For 99.9999% of people, unfortunately the answer is no.