I am a real estate agent in NJ and I only deal with commercial.I can tell you that a commercial investor is a totally different machine than a residential (1-4 units) investor.1-4 unit residential properties take alot more effort(generally) to run and maintain but the investor has the opportunity to be alot more involved in their property than a commercial investor does, if that is what they want.A commercial investor generally does not want to be so involved in their property unless they are running a management company which handles many properties or unless they are an owner/user which has surplus space which is rented out.I suppose it depends on how personal you take your REI and whether you can deal with not being able to be involved in your properties everyday mechanics.

I'm sure all of you are already quite aware of the huge surplus of homes now available in this city and at what now seem to be very good prices.

I guess my question is, do you recommend using an LOC if I have a surplus of cash in bank?

Crews that can roll from one to another, materials surplus from the last can be used on the next, buying items in bulk for a discount, commercial or trade relationships with vendors so you get discounts for all purchases.Use the math to tell you want the deal needs to look like.

We have 3 in Dallas and they have tons of flooring and other surplus supplies for SUPER cheap.

Some areas have a large waiting list of applicants and are currently giving out vouchers, and some areas/departments have eaten through their surplus right into a huge budget deficit (my area) and are no longer giving out vouchers.

You'll need to find a real wood wholesale distributor like what we have in Surplus Warehouse, Capital Blvd, Raleigh.

Huge surplus of buyers, huge deficit of inventory.

BUT Indy is trying to revitalize the neighborhoods.Speedway is a big project right now.If you didn't hear, we have some extra pocket money:http://www.jconline.com/viewart/20130711/NEWS02/307110018/Indiana-ends-2013-budget-93-million-surplus

Any city that is falling in size will have a surplus of housing and land compared to one that is built out and still growing.