This reduces the rate of interest by 2% the first twelve payments and 1% payments 13 through 24.

@Dan Stelmach You can reduce your capital gains by writing off expenses like the $25K in improvements, closing costs, legal fees, and real estate commissions.

Their capital exposure was reduced by 200%+.So now they own the house and work is being done. 

This gives him a chunk of money upfront to do with as he sees fit, ensures he gets steady income (with interest), and reduces his tax burden.

You ask them their challenge and there is typically an option that reduces the challenge.  

One example that stands out in my memory: I had found a property for sale off market and asked my agent if she would handle the transaction for a greatly reduced fee since I had found the property and already negotiated the price.

You'll have to pay beyond interest due to reduce the principal.  

Maybe I have considered it but I will probably be able to get reduced commission from the agent I work with.

We typically lend to 80% LTV (loan to value), but if our DSCR is less than 100% (1.00 DSCR) coverage we reduce our LTV to 75%. 

Consider materials that are easier to install or have lower shipping costs to reduce overall expenses.Buy in Bulk: For investors handling multiple projects, purchasing materials in bulk or sourcing from wholesale suppliers can save money.