I have limited knowledge of Sub To deals, despite Pace Morby's excellent efforts to make Sub To well know (Sorry, Pace, it's me, not you!) 

I recently joined BP, and I’m reviewing older questions:FHA Streamline Refinancing is an excellent option for lowering your monthly payments, especially with the potential rate reduction you're seeing.

Unless you did that to win out against several bidders.

Best regards,Drago Hi,You make an excellent point about the flexibility of private money lending in today’s market.

Here are some ideas to get you started:1.Educate Yourself: Start with the basics—read books, listen to podcasts, and watch real estate videos (BiggerPockets is an excellent resource).

Especially given the fact that she's a full-time real estate agent, you shouldn't have any issues.I personally like using my calendar (i.e. having clear appointment related to real estate) combined with a simple Excel / Google Spreadsheet as the tracker.

Sometimes they have off-market properties they’re ready to sell, and that’s a big win for you (less competition and more opportunity!)

If aren’t by able to find a suitable means before month 1 ends and your booking cancelation timeline then maybe you let them stay, but seeking someone who understands that offer or it perfectly fits could be a win win for you and them.

Slow and steady still wins the race.

Petersburg, and Charlotte also offer affordable housing, excellent public amenities, and family-friendly areas.