DTI and Credit scores are excellent and the property has been owned for more than one year.I realize that there is a "Find a Lender" function on this website, but I really don't want to be spammed with marketing emails. 

Look for credible sources and experienced mentors.2.

Your pictureless avatar is not helping either for any credibility.

I know this is an old post, but I just saw it now and figured I'd add a comment here in case any of you are still looking for a PM in North Jersey that offers excellent service!

As important, nothing adds credibility like starting with, “Hello Everyone, My name is [Your Name] … .”

Purchased for $200,450 with a resale value of $319,000 after $16,000 in renovations, the property offered excellent returns.

Denise has consulted on several difficult situations for me and has always provided excellent advice and service. 

I’ve “heard” you could live there for a year and then go some where else however you can’t pull out another FHA loan with the exception of moving somewhere to work or having an increase in family size.Any advice on what a good way to start is with no real capital to your name (to BRRRR) and no credibility to raise money?

While VA loans are excellent for primary residences, conventional loans are better for investments.

Not only are you getting excellent returns, but you're getting it with property management built in.