I got the Home warranty for peace of mind, but I did just come out of pocket for the AC, so as I said, learning lesson.

Peace of mind.

Thanks for your reply, the lease has a clause " Tenant and guests will not use premises in such way as to commit waste (severe property damage) or create a nuisance by annoying, disturbing or interfering with the quiet enjoyment of peace and quiet of any other tenant or nearby resident."

The Nobel laureate V.S.

Investing now Cons: 1) More risk, 2) Less peace of mind (nothing related to numbers, but your mental health), 3) Less available funds for down payment and competing with other investors with more $ in their pockets. 

Peace of mind goes a long way for a lot of people, and it’s not worth it if keeping the debt is going to cause you extreme stress/worry.Personally, I believe you could leverage a real estate investment to help you take more control of your debt down the road, creating another income stream.

We typically like to meet your pets at some point in the process, too.Our tenants’ safety and the peaceful enjoyment of their home is important to us, so we do a credit/criminal background check on all applicants aged 18+.

However all my tenants are paying so I am going back down to 6.Peace of mind is very important.

We can take care of your project quickly and ensure we will keep it within budget and provide you equity; providing free estimates for architectural design and comprehensive construction services with our team of licensed and insured professionals giving you the peace of mind knowing we saved you time and money through great quality and attention to details.

Think through the factors that will make for a peaceful home life for yourself, and try really hard to hold out for people who fit that vision.