Although it does reduce the premium slightly for that particular rating factor, it is not optional on the part of the HOA as an intentional cost saving measure.  

I believe there maybe a few different ways to tap the equity in my 1st rental, but my concern is that if I take out the equity for a new purchase, I'll be reducing the cashflow of my business due to the additional debt repayment.

Private lending platforms and some online real estate networks also list these types of cash-only opportunities.

I am very weary of online places because it is very hard to vet out a company.

So a ways off from posting my mid-term rental online. 

So if you look them up online you will see the owner is a Wyoming LLC, then you go try to look up the owner of the Wyoming LLC and you won't find it.

Go to Etsy and search for "rental property tracker," and you will find hundreds of nice spreadsheets to track 10-20 rentals, usually for under $10.Software has extremely helpful features like online payments, marketing syndication (click a button, and your property is advertised on multiple sites), electronic document review/signing, maintenance tracking, and owner reports.

We have lots of automated processes - All online rent collections, inquiries, signature requests, and late fees.

., the property) against claims which would reduce the value of their collateral.

Hey @Tarcizio Goncalves, QuickBooks Online allows for everything you need.