You will also have to put more money down.I purchased a 6 plex about 11 years ago in KC MO using commercial lending. 

It doesn't matter if you are young or old, totally new or need to build upon your experience.Yes, you have just announced a commitment to the thousands in this community about your seriousness regarding REI and have taken this bold step to affirm it.Your time on this site and with the BiggerPockets community will be well spent and can be financially rewarding if you so desire.You are here at the Forum, but, should raise your mouse to the top and explore the otherheadings displayed.Don't get overwhelmed by the massive amount of data archived on this site.Simply, bone up on the areas that you need to expand knowledge in such as, Forums,Marketplace, Learn, Network, Analyze, Resources.Feast on the Podcasts, #askbp Podcasts, blogs, webinars and the myriad of bookrecommendations.Also, you can review the quick links below to help solidify your grip on this site. http://www.biggerpockets.com/starthereSetting up Keyword AlertsHow to Use @Mentions on BiggerPockets25 Tips for Real Estate SuccessAfter becoming more knowledgeable and confident because of my above suggestions,take action to snag your first real estate investment deal if new or add to yourexisting holdings if you have prior experience.Don't get caught up in analysis paralysis.You must immerse yourself in the RE marketplace locally in your neighborhood or afar if the situation warrants it.Take calculated risks if needed and you shall be rewarded!"

Unfortuneately, the drop down menu remains at the right side of the screen, and you can't move the mouse fast enough to go from "Forum" to "Posts Since Last Visit" or "My Posts."

As an example, on this program you can target high equity vacant homes and mail the letters with just a credit card and a few mouse clicks.

Also on non-owner occupied, be sure to read the tool-tip (hover over the field with your mouse), as that explains how we determine that from public records data.Best,Sean

Washer and dryer are dirty on the outside but they do work.I have found probably about 40 pennies, they are everywhere.I did get some usable stuff before the guys from the bank cleaned it out (this was after closing when they finally finished): a hammer, 3 lace curtains, a set of cloth napkins, Tupperware, kitchen scissors (the kitchen stuff was sealed up thankfully).I haven't gone into the attic area yet but I do know there is some junk in there, not too much though.As far as filth, no feces other than a ton of mouse turds.

Those alerts can also be seen if you mouse over the "Inbox" on the upper right menu bar and scroll down.

A few mouse clicks every few days is all it is.  

If you have even a small hole you missed behind a wall somewhere, a gap around a pipe or electrical stub a mouse hole or any cavity whatsoever the sound is gonna come right through that spot and all your efforts will be mostly futile.

To get the quote options you have mover your  mouse over the 3 greenish dots on the top left of each post.