First, the poop didn't hit the fan because credit scores were artificially inflated - the poop hit the fan because lenders were lending to people with bad credit and lending too much money to everyone.If you had great credit and bit the dust because you borrowed too much, it's my opinion your credit rating should be lowered and it should be harder to get credit.Just because a lot of people messed up, doesn't mean the metric by which lending risk is evaluated should be changed.

Think about the assembly line, transportation, medicine and vaccines, the Internet, etc -- these are all massive innovation drivers that created millions of jobs and generated huge economic booms in this country for the past 100 years.Innovation doesn't happen in a vacuum...innovation is kick-started through education and research.

Which is good so you can't get someone artificially boosting their numbers by voting on their own stuff or having a "wink wink" arrangement to have someone else go and just vote for all of their posts.

That way my property taxes aren't jacked up artificially?

Should I offer them an artificially low rate for the first few years of the lease to compensate for the money they would be spending on my building?

Therefore, we join the National Auctioneers Association (NAA) in condemning any practice of "shill" bidding to artificially inflate bids or circumvent the declared intention to sell the property to the highest good faith bidder.Shill bidding (also referred to as "by-bidding", "ghost bidding" and "puffing") or any other schemes to inflate bids are not permitted under the NAA Code of Ethics and under many state laws.

It isn't "hard" in the way construction or medicine is hard, but you will have time when it drains you.  

Exercise is the best medicine.

You would have far to many specialist would not work.Think of a Doctor... they have to know all about medicine then they can go into a specialty that may or may not ever involved what they learned in med school.Same thing in my mind..

People from all over the world come here to practice medicine.