I'm actually pretty familiar with this area, I lived in Sterling Heights for about two years.

However you are under the assumption they are actually going to pay.

You’d be shocked by how little actual screening many PMC’s do!

Are you actually booked out that far?

Thank you for taking the time to do a deep dive. 2% home appreciation was also a fairly low estimate, it looks like in that area it is actually around 5-6%.

He's got some video saying he's worth $100M. lol If anyone believes that dude is really worth $100M, they'd also have to believe I am an actual Blue Genie because that's a lot more probable.

One last question - is your assistant actually hand writing the envelop?

I would say know the numbers and then bring an actual deal to the investor.

And one point the OP made about their credit.. only gurus talk about that.. by the time someone is days away from foreclosure their credit is trashed  having it actually go to sale will hurt a tiny bit .. but your not saving anything. 

You will get way better loan terms than you would on a Cash out Refi as a partnership entity with no RE experience.This is all very theoretical, can you share the actual numbers so we can help you more?