The "sneaky duplex" phrase sounds to me just like "sneaky tax evasion" - it's great to get something illegally until you are caught.The screaming obvious action for you here is to call your town and ask about the property.

At the same time, the number of companies expecting to downsize has dropped to 37%, the lowest since 2021.This change could signal that the worst of the downsizing trend is behind us.

For generations to come it will be asked why everyone was so stupid, why they didn't look at facts, didn't think things through, bought into slogans and pitch phrases like a bunch of cult groupies. 

Also, you have all heard of the phrase “call to action” correct?

The paragraph following uses the phrase "buyers agreement" several times which can cause a lot of confusion.

Or is it that you only want to weaponize the phrase and don't care if people (including yourself) actually do it?

Right now, most cities are seeing a decline in rent prices and in occupancy and that trend is likely to continue.

The best markets have been saturated for years (Airbnb/STR got way to trendy) and locals tend to hate them so additional LTR units will be welcomed. 

I had not phrased my questions well it seems.

Another way she could have phrased things is ‘I realized I had to file bankruptcy, and I caught a huge break because it turned out that all my debt was forgiven, allowing me to begin saving and get on a better track earlier than I anticipated.