Hello everyone!
I am very excited to have found the BiggerPockets site and look forward to meeting many of you.

I am a wife and mother and I am ready to enter to the workplace once again after being a stay-at-home ...

Home equity loans are designed for Harry Homeowner to fix the kitchen for momma, not really as a commercial venture that carries long term needs.Read the fine print too, HELOC can be called under many events, your credit standing could trigger changes, it's not a product you can really trust long term.Search the topic too, much has been posted about your ideas. :) 

I have rented to lots of college students and each principal tenant had a co-signer, momma and daddy.

When everyone and their momma gets into real estate again, might be a good time to downsize. 

You or a surrogate needs to go to the auctions and bring a number of checks to pay for the property.

What they would do is use the kid as the surrogate occupant while the parents co-signed and provided the borrowing power and gifted 3.5% for down payment funds.

Or, did momma leave it overloaded to overflow :)

Mommas, don't let your babies grow up to be landlords!

I moved back to be with my momma during her final months.

Momma, don’t let your kids grow up to be appraisers.