Hey @John FriendasI have purchased 4 of my Co-Living (rent by room) properties with DSCR, 1 of them within the last few months.Not that I necessarily recommend this, but there are short-term-rental DSCR products.

So, like all social media and mass production sites, it's not truly there to help the consumer, it's there to make money off consumers using the agents they partner with.

If you have a truly superior and/or unique product it will be easier to not have to compete with price. 

I'm not an loan officer, but I know some banks locally like ORNL Credit Union have offered a 0% down conventional loan product.

All programs have LLPAs but that's more so any bank's individual guidelines and overlays to specific product pricing.

It is just a farmer's market for real estate products. 

“We have range of product for your loan solutions”“You nееd a loan tо new business expand еxіѕtіng.’’Huh?   

Depending on the property far more than the acquisition price may be required and that will also dictate the best loan product. 

There are FTHB bridge products where are you need is a 640 score and 9 months of reserves.

Seller has 100% responsibility for revenue production, buyer has no controls of revenue production, it impedes the operations, etc etc..