Put 20% down @ 4.125% and refi'd in 2020 to 3.25% so my PITI is around $7k/month.

Many warranties cover single-family homes or duplexes, but for multifamily properties, you might need a specialized policy.

After all PITI, utility, and services (lawncare and cleaning) costs I have $7,225.I set aside 25% of this for my maintenance fund.The remainder funds my lifestyle, wife has a Tesla, and quarterly vacations as well as business growth.In 2023 I am tracking to build 4 duplex units designed as room rentals funded in part from a recent land sale.

Maybe I'll make a policy to schedule all our leases to end in a spring/summer month range. 

As an investor - if I was putting $125k down I would want title in my name and a clear title policy - so that is where I would have the issue. 

Taylor sent multiple email inquiries to our insurance provider asking what risks their policy covered.

They do have policies in place, so if you're not willing to go all in, then this is not the software for you.

Make sure you create a screening policy and don't deviate from it. 

How about the increased home insurance cost for a landlord policy?

Your primary insurance policy with $300,000 in liability coverage should be sufficient in 99.999% of all lawsuits.5.