If, a year from now, you have an extra $20k piled up because you have been serious about this, it established a bit of a track record and proves that you are a doer and not just a dreamer.I would also express gratitude that you have a partner that is so cautious.

I capture the receipts as soon as I leave a home improvement store and it has saved my butt because those receipts pile up fast when you're in active renovation on multiple properties. 

Hi Fulati-Congratulations on planning to sell one property and having between $200K-250K cash to invest into a rental property and you wondered good areas to invest.I would look at Grand Rapids, Lansing, and Kalamazoo, Michigan.

Congratulations on your recent home purchase!

Now reality.. unless your using funds from a super successful business.. most most starting out are not sitting on piles of cash or have family offices.. so debt is the only way to get in the game.Also short term debt were your in and out can work.. but it also can bite you in the butt.. look at all the builders that went down in the crash.

Congratulations on your rating and I'm sorry for the injuries or ailments you are going through due to the disability.

Great to see your post and congratulations on getting your license.

Congratulations hope to be I your shoes one day!

I’m going to be real: I don’t own a property yet, and I don’t have a pile of money sitting around.

Still thinking of a STR down the road....Congratulations!