One positive I can see is it could help some tenants boost their credit scores, while also incentivizing them a little extra to pay on time. 

As you probably know, California includes all foreign immigration - both legal and illegal to boost the numbers.

But that's about what you can expect to see with a cash purchase.Most people boost their rates with leverage. 

What markets get you closer to your goals and harmonize with your time, energy, and resources? 

After spending all day dodging junk mail, junk e-mail, junk texts, and junk phone calls I have very little energy left for junk BP posts!

The BRRRR strategy is doable for a newer investor, but it requires a lot of effort, consistency, and hands-on involvement—it's not exactly a passive way to invest.Whichever route you choose, if you're taking on the bulk of the work to analyze deals and select the best ones, it’s important to ensure your partnership reflects the time and energy you’re putting in.

Furthermore, if you are working on refinancing sixth and investment properties at once, I would put all my focus and energy on working with one lender or one broker who can get you the best terms for cheaper cost all your business to one place typically when I see folks do they save a bit on processing these and origination fees.

there are of course more creative strategies to reduce that up front outlay, or recoup your capital, like, say, the BRRRR method. but they are time and energy intensive and certainly not hands-off. 

It sounds like you're really ready to dedicate time and energy into educating yourself about possible investments and I love that.

But it takes time and energy from internally motivated people who take responsiblity.