Shop LTV (or cLTV which is combined Loan To Value, basically your first mortgage and 2nd mortgage combined loan to value), rates, payment terms, time to close,  and draw period (how long you can go into and out of your heloc). 

But I also don’t know of any appliance shop with no return policy.

Apologies - I hadn't realized you had cross-shopped between AgSouth and Vystar for the same loan prod. 

I have shopped for a new manager. 

I would recommend going to someone that has experience in identifying photo shopped documents. 

So this is not something new, I've used Flat Fee agency before and I know how these guys are working.It' small shop operation, 3-6 guys, with 1 TC.

You then put it on the wall to sense the paint color, and it sends the color to your phone - adjacent to the manufacturer's color that most closely matches the wall color.

If heat goes out in the winter we drop off several units, so they can be placed in different parts of the house - including every room with water like kitchen and bathrooms.We also have dehumidifiers, carpet blowers, shop vacs, puddle-sucker pumps, extra hoses, extra sump pumps with battery pack, squeegees, and portable AC units ready to deploy. 

One deal I closed last year was right next to a planned shopping center.Realtor Pocket Listings: As a licensed agent myself, I’ve built relationships with other agents who sometimes share “pocket listings” or properties not yet on the MLS.

Coffee shops, fast food, subscriptions, even consider what groceries you buy.