Sara, Just very slow this year in long and mid term.

I shopped across 15 different institutions for my personal HELOC and they seemed to have the best terms out there.

A HELOC is a short term debt instrument.

I was working with Kiavi on a DSCR cash out refi 75% LTV on a SF home in NC that is rented to a long-term tenant.We setup the application, credit came through and the appraisal came through for both value of property and the "fair market" rental value.

Mid term rentals allowed too.

I'd be happy to get you some rough terms to compare to other options that you have, but I also agree with Jay that you should be wary of just selling and loosing that equity that you've built up in the property.

A short term CD or something like that.

Quote from @Andrea Wellman: Would like to invest in short term rentals to start and learn from this forum and experts.  

However, this increases your exposure to risk, especially in terms of vacancy, repairs, or market shifts.

I want someone who is not only financially capable but also shares my long-term vision for the properties and has experience with seller financing deals.2.