Friends, family, or you might be able to access funds via a HELOC, cash value from a life insurance policy, take a loan out on your car, etc. 

Insurance, bank accounts, credit cards, etc.You are probably making your life more complicated and expensive than it needs to be.

High priced insurance people.  

I have, however, gotten other tenant types form Zillow - mostly insurance relocation claims

However, if you're running your numbers then you'll want to make sure that you're including all the interested paid for the money borrowed from your HELOC as well as the carrying costs including utilities, insurance and property taxes.

Utilizing an attorney sans title insurance can work well - IF the attorney is knowledgeable and experienced in real estate transactions and the parties are ok forgoing title insurance.  

Yes, this creates problems for title companies and title insurers to resolve. 

Well, once I started the process of buying I was quickly introduced to the importance of title insurance.

#s: value: $440k each, total debt: $310k each (incl. arrears), prop taxes/mo: $500, insurance/mo: $25, common charges/mo: $380, rents/mo: $2700 & $2250Pls feel free w/ any solutions / input / ideas.TxDave

It’s easy to find tenants, population/jobs are increasing, and property taxes/insurance aren’t skyrocketing.