You are basically mid career and looking at non passive means.  

I agree that "Mid Term Rentals" are less of a headache.

I like using the same mortgage broker lender who is investor friendly, a lot of the little banks don't know how to handle rental income and you get issues with underwriting mid deal.

Thank you I've worked short, mid and long.........In the Cleveland market, I'd say long term rentals are still the best investment with all things considered.

I prefer to NOT work with large banks, looking for small to mid sized direct lenders or mortgage brokers with training.

I find the cap rates for these to be very compressed on the West coast.. and can be very high out in the mid west deep south..

I was on the other side of this as a renter in my early & mid twenties.

As files get riskier, the different overlays and pricing/LLPAs for the different investors will shine through and you will see more variance in the different products.Most 30yr FRM for investment properties are mid 7 to mid 8s right now, depending on the credit risk and assuming a 2-3yr payoff horizon.

Rate sounds fair, however, I have seen rates in the mid 6's recently, but again it is subjective to the numbers.

For furnishing short- or mid-term rentals, finding the right balance between stuff that looks good, but which also offers solid durability and keeps your budget in check can be difficult.If your budget is your driving factor with your design decisions, I'd start surfing on Google image search or Pinterest - find a picture of a finished room that you like, and then reverse engineer it from products on Amazon and other similar budget-friendly sources.