If you're looking for ways to accelerate, consider these options:Seller Financing – Some sellers may finance a portion of the purchase price, reducing your need for a large down payment.DSCR Loans – These loans focus on property cash flow rather than personal income, often requiring only 15% down.Private Money Lenders – If you can find a PML willing to work with you, you may be able to put less down.Partnerships – If you’re open to splitting profits, you could bring in a partner who funds the down payment.Since you’re okay with the slower path, just keep stacking cash, but these might be worth exploring to move faster!

@Shaun OrtizMy first deal 19 years ago started as kind of a mess, but I got it cash flowing after a few months.

But they did not ask enough questions or right questions and were just to quick to approve me..

I have regular drip but am buying Ks so they have both options. 

The property is livable, but I am account for a pretty significant turn in 4 - 7 years of paint, flooring, and any miscellaneous repairs that the inspector could have missed since it was occupied.

I'm super new to this world but I'm super locked in.

Once again, back to my scarcity mind set of there not being enough lenders out there willing to make deals, but that doesn’t seem to be the truth.  

It's easy for any of us to suggest specific markets in the region, but investors would benefit more from learning which areas are a fit for them.  

There is an offer to buy but if I include everything I've spent over the years, mortgage P&I, taxes, insurance, HOA, and recent repairs, I will just break even.

I'm not familiar with the area, but do entitlement work in SoCal.