Very interesting article Chad, it sure illustrates the cost of living is much higher in Canada. 

The following example illustrates the principles of this paragraph (c)(4)(i):Example.

If there were someone illustrating an example of going through the process with mock numbers, doing the math, logic and all for how they decided to buy a house given some mock market data, I think that what really help a newcomer like me to really grasp concepts and the order of how they should be applied.

The photo is just an example to illustrate the type of surround, not mine.

An example to illustrate (fourplex):Income after vacancy: $26,275/yrOP Expenses: $12,394/yrNet Op Income: $13,882/yrMortgage Payments: $6,798/yrCash Flow: $7,084/yrNet Operating Income Per Unit Per Month: $289Cash Flow Per Unit Per Month: $147Deal or No Deal?

It illustrates a lot of functions about the bigger pockets website. 

The illustrations I have studied lead me to believe that the WL version is a predictable steady 5%-ish range and the IUL claims 8%-ish based on upside tied to the stock market.  

It's just a bit of instruction then a plethora of stories to illustrate the point.  

This illustrates that yesterday's cashflow doesn't equal future or even today's cashflow.

I got pre-approved with Wells Fargo and I was given this "Approximate Loan Cost Illustration".