Hey Tom, we've used B2 and Tidewater and have been extremely happy with both. 

As you've noticed, rental property insurance is extremely tough to find in Louisiana right now, and will be highly dependent on the age of the roofs on your properties.

It is becoming extremely unsightly as they continue to build and will eventually bring tourism/desirability down (in my opinion).  

This is a Maryland Historical Property, zoned for residential high density, with specific limitations on its usage due to its zoning.The property is massive, offering 8,276 square ft of space, including 5,445 square ft of finished area, and it features a substantial driveway.

This tenant complains that the bill is extremely high. 

I feel like that's the extreme people go to."

It was extremely hard to get information about properties while owners and brokers seemed a lot more careless and missed basic things.  

That would put you between probably $3500-4500 depending on dp, property taxes etc. 85k salary, let’s say you are taking on home 60k, like even with house hacking, you’d simply at best be extremely house poor, at worst would be challenged to afford the mortgage, the vast majority of people buying homes in our area at this point in the cycle for a variety of reason are dual income households, tbh for a single person making 85k a year, you are just much better off renting or moving to locol area if remote or hybrid.

Meanwhile,  its not unfathomable for the bank who is approving your loans to wonder why this particular borrower feels it's necessary to take such extreme steps to protect themselves...what is it about them or their operation that is leading them to take such extreme measures?

I would be under that usage, no question.Where do the write offs come in then if I do not have the property in an LLC?