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Updated 6 months ago on . Most recent reply
Recommendations on Liability Insurance
Greetings,
I have a few rental properties in Baton Rouge, LA. Due to the location (southern LA) the only property insurance I could obtain is through the state's FAIR plan, which does not include liability. I need to get a separate liability policy, hopefully one policy that covers multiple properties, in the event someone tries to sue. So far I am having little luck finding a provider for this, although I am positive that others have been able to successfully accomplish this. Hoping someone here has some recommendations. Thanks in advance.
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#3 Private Lending & Conventional Mortgage Advice Contributor
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- Charleston, SC
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#3 Private Lending & Conventional Mortgage Advice Contributor
- Lender
- Charleston, SC
We've been using an agency in Zachary that we have a good relationship with. They're currently provided HOI on a couple rentals for us in the BR area. DM me and I can send you their info.
As you've noticed, rental property insurance is extremely tough to find in Louisiana right now, and will be highly dependent on the age of the roofs on your properties. Just an FYI.