I really see Columbus Ohio as an extremely safe bet for the next 10-20 years.

Welcome to BP - think you are definitely starting in the right place - house hack duplex to start the real estate investing journey should be a solid bet - don't need a huge amount of capital either if you buy smart

You just gave in your example above a return of 10% and I am telling you you would bet the entire 10% versus the insurance return which would be barely 4.25% based on your own calculations. 

You bet @Dan Guenther!

I would bet money that the licensing agency requires in their rules that they must disclose in writing to the client every conflict of interest. 

While that is the law, nobody redeems....I'll bet 1% redeem, so I would just count on never getting that.

Roberto kind of hit me wrong so I looked up his posts he is a new member and its clear he is selling sub 2 training and If I was a betting man I suspect he is affiliated with the sub 2 guys or he is taking their playbook and running with it. 

@Brian Erlich  I get what you are saying and opposition by some neighbors is not the same as an HOA but if you have a rich neighbor who does not want you there all bets are off.   

If you want to talk to potential sellers every day your best bet is prospecting.

As soon as our lesson was over, this dude would loudly shout to his daughter, tell her to go to the local betting parlor, give her a  wad of money and a list of bets to place for him.