Also, by picking out products at certain price points, you can isolate what the labor is that is being charged.

If you want to review your options with a lender, send me a PM.Seasonality is a component in areas around colleges of course but since UChicago isn't an isolated stand alone college town I think it would have less of an affect.

I would hope by then there was a decision made on self-isolating “lockdown” and wouldn’t take 3 more weeks for officials to take this step.

Personally I think the real estate fundamentals for investors are totally fine in isolation, but it would be hard to shield the effects from a general recession.

This implies that the rent impact is isolated to your cash flow.  1 month vacancy is equivalent to an 8% reduction in rent to the annual cash flow.  

Say I have a holding/parent LLC, which is the single-owner of a few sub-LLCs, each of which owns several properties from the state where it was created.Each sub-LLC needs its own EIN & checking account, ofc, so it's a clearly separate entity (to achieve the isolation goals vs it's 'siblings') and is listed on the titles to the properties it owns.Do you generally have the sub-LLCs also be named on the mortgages for those properties, pay for maintenance and capExp, and receive rent from it's checking act/CC, and hence that's one set of books in QBO?

Keep in mind people are not investors in isolation. 

The requirement for the second HVAC system isn't to reduce noise transfer between floors, but to accommodate the requirements for a completely isolated and separate heating system.

As the nurses strike here at the UofM hospital system, I understand this is not an isolated problem.Support your decision to become financially and career independent with real estate.Recommend focussing on the BRRRR method and you can find great resources on that topic here on Bigger Pockets.There are properties that cashflow strongly and fit the BRRRR criteria within an hours drive of my location in Ann Arbor, MI.You might look within that radius near you for these properties.Find an investment friendly Realtor with relationships with wholesalers, property managers and contractors to make this experience sustainable for you and your family.Happy to help!

Its also an isolated segment of the House that is in favor so I don't think it will even survive the first vote, but it is an interesting discussion.