Nearly one-quarter of family office have multiple 'branches' often to support the families in other countries. 

“There are other parts of the country where nonprofits are facingsimilar nonpayment issues.

Hello, I'm new to bigger pockets, and I'm looking for recommendations for an attorney in the country of Greece, particularly the city of Athens.  

After paying closing costs, title fees, appraisal, origination, underwriting, processing, legal and other fees, the typical refinance costs about 1.75 - 2.5% of the loan amount just in closing costs (obviously before people yell at me, this varies drastically by state, but having done loans all over the country I find this to be a pretty accurate estimate).  2) Keeping the average 2% cost in mind and the fact that people typically refinance when rates drop about .75% - 1% or more, I wanted to see if paying an extra point now when I was already paying all the closing costs to buy the rate down made sense. 1 point can get you between .5% - .625% off the rate depending on the days pricing and the coupon you are pricing. 

there are other areas around the country that don’t have a good REI group and meetups so they’re not learning anything locally.

Others work with rehabbers across the country so you have some selection on location.Turnkey rentals are an easy way to get going, but the returns are typically not as good as if you found and managed the rehab on your own. 

It does not matter where in the country you are, or what anyone tells you, if a residential GC has been in business for more than 10 years their gross markup is 50-100%.

I look forward to our paths crossing in the future.

Are there specific countries or regions that offer good opportunities for beginners?

I'll offer it as a non-snowy alternative & we are the 5th largest city in the country!