Fannie/Freddie (Conventional) loans aren't just about rate and transfer taxes. 

Hello I am going to sell my primary residence in Idaho and use the proceeds to buy a less expensive home in Oregon without a mortgage loan (all cash).

I have experience in the flip, rental, space and can help with the loan, and the real estate broker piece.

10 year (the common benchmark for CRE loans) just keeps climbing.

But bottom line every place is different and there is no one size fits all for the development game.In Oregon and WA many banks will go 50% loan to cost not to exceed 50 or 60% LTV on dirt.. but for me I always pay cash for the dirt.

Possibly using mortgage/home equity loan on one unit we own to buy an extra one.3.

Please, no solicitations.Use the renovation/acquisition loan products that require 10% down on the purchase and you should be able to get a few going at a time.

I've helped people with SBA loans to purchase real estate for a business, but for buying rental real estate, the DSCR loan is a much better option.

As far as credit, you would want a score above 680 ideally to get the highest loan to value on a cash out refinance, but I would aim higher at 720+ as that comes with a significant rate drop.

Conventional loan, 20% down non-owner occupied.