The agent described it to me as an "excess and surplus lines carrier".

As @Leslie Anne Morris mentioned, once you have a surplus of cash flowing rentals paying you monthly, then it makes a little more sense to choose the build route!

A mortgage on your principal residence wouldn't be tax deductible if you invest the surplus in an investment property.

The surplus cash from renting out the property will pay for necessary repairs, then to pay back the silent partner's cash.

It's to make you think.My goal is contentment, having what I need as well as a surplus to enjoy and also do good work in charitable causes I'm passionate about. 

I pull out most of the surplus cash from the operating account and put it in an account owned by the same company but in Bank Y.

The Federal Reserve Act Requires that member banks subscribe an amount of capital equal to 6 percent of the member bank's capital and surplus. 

Texas loves California, because the net out-flow of residents moving from California to Texas, with their businesses, has caused a budget surplus for the state.

Only like 100,000 highly skilled unemployed web designers sitting around who would LOVE to help you with this for very little money...https://www.biggerpockets.com/forums/530/topics/823922-surplus-of-freelancers-not-seen-in-hundreds-of-years

Some agents are even pushing policies to Citizens when it could go to a standard carrier or Excess & Surplus (E&S).